Pasture, Rangeland & Forage (PRF)

Pasture, Rangeland and Forage (PRF) is a USDA subsidized crop insurance product available to ranchers and perennial hay growers that provides protection for a single peril – Lack of precipitation.   

It is an area-based policy that uses NOAA data to pay indemnities when precipitation is below historical averages. Sales close annually on December 1st for the following year.

There is no upfront premium, and no record-keeping for you and once your policy is written, claims are automatic. There are a variety of coverage levels and premium options that can be tailored to match any type of budget or business plan.

Let me help you make solid choices on coverage level, index intervals, irrigated practice, productivity factor, and the number of acres you wish to insure (you don’t have to insure all of them).  We will also review the Grid IDs for your area to determine where to assign your acreage to maximize coverage and minimize cost.

This program is designed to give you the ability to buy insurance protection for losses of forage for grazing or for hay, which result in increased costs for feed, destocking, depopulating, or other actions.

I am an experienced Crop Agent who is familiar with PRF Insurance and will help you get the right coverage for your operation. 

Remember, the sales closing date and deadline to enroll in the Pasture Rangeland Forage (PRF) Program is December 1st for the following year.

This site provides only a summary of procedure.  Actual policy and procedure supersede this information.